Blue Box Self Storage

Do I need Insurance for Storage?

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Blue Box Self Storage

Here at Blue Box Storage we don’t require you to have insurance when your hire a storage container from our facility, we have secure 24/7 security on site to make sure we put your worries to bed. However, it is important as well that you learn more about insurance and why you should be covered.

Insurance brokers are introducing real estate insurance programs to clients.

Storage Insurance

Sometimes a proof of insurance coverage for your stored property is required before a rental agreement can be signed at some Storage facilities. Enrolling for any new insurance coverage can be confusing or misleading at times, so it’s essential to have all your questions answered before committing to having your belongings stored here at Blue Box Storage · Save and Secure Storage Solutions, based in Doncaster, South Yorkshire.  

Doncaster Storage

However, how does one go about getting the needed insurance for a storage container? Does renter’s insurance provide coverage for the property stored in a storage unit? What about homeowner’s insurance? In this guide, Blue Box will answer these common questions and more.

What is it?

Self-Storage Insurance can be taken out to cover personal belongings whilst being held in a storage container or at a storage facility, there are a variety of policies out there that may require you to take out when you decide – Yes, I will use Blue Box Storage to store all my stuff from the Garage (Don’t worry, that dream Home Bar and Man cave that you’ve been dreaming of is coming!)  

However, sometimes it doesn’t quite cover everything. For example, certain limitations can cause you not to have any at all – No coverage for dangerous contents such as, flammable liquids or toxic chemicals, and no coverage for storage that contains any form of currency such as, cash, coins, credit cards, cheques, bank drafts, vouchers, and lottery tickets.

So, do I really need Insurances? Short answer – Yes! While the vast majority of self-storage facilities are incredibly secure with sophisticated surveillance systems and fires are very rare because of strict safety practices and fire regulations, there will always be some risk associated with any stored items.

Tenant Cover

This is to cover the property stored inside the Storage Container or Storage Box in the event of a Burglary, damage, or loss. Some homeowners and renter’s insurance policies will cover items stored off-site.

 

Storage Facilities will have access to a Tenant Insurance Program so the customer may purchase coverage on the spot.

commercial storage

What are the Reasons? Someone may have convinced you that insurance coverage over your stored belongings is unnecessary, especially if you are storing on a short-term basis. However, there is plenty of reasons why attaining the coverage is always the best decision.

What are the Rates?

The cost to attain the coverage will vary depending on the value of what you’re storing, your location and several other factors. In general, they can be inexpensive and can usually include a monthly premium with a rental payment.

Commercial Units

If your policy has more coverage options, like liability insurance or flood insurance, the policy could cost more. Remember, you might save money by combining your policy with a homeowners or renters policy. Make sure you read your terms thoroughly, so you understand what everything costs.

Free Quote

If you’re interested in storing your belongings with us, don’t hesitate to contact us for a Free Quotation – we can send this to your email the same day. Alternatively, you can call us on 01302 593593.

You could also schedule to see our facility to know more about us. Schedule a visit to our Storage site in Doncaster, we can show you around and show you the containers that we have on offer.

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Convenience is essential. Entry to the site can be gained 24/7 by a personal remote key fob, with each entry and exit logged on our system, giving you complete control of your belongings. The storage units are independent of each other .

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